Finturf Contractor Financing Alternatives & Comparisons

If you’re considering (or already using) another contractor point-of-sale financing company, compare your options and find out if Finturf may fit more of your needs. Choose a company below to see how we stack up.

Hearth
Hearth
HFS
Acorn
1andFund
ChargeAfter
360 Finance
Finmkt
Momnt

Hearth

Hearth financing helps trade professionals offer personal loans to homeowners. Operating as an aggregator, Hearth pulls loan offers from various lenders based on customers’ credit profiles. It also provides contractors with an interface for quoting projects and tools for marketing payment options.

HFS

HFS Financial specializes in unsecured loans for large projects like pools, kitchens, and complete renovations. Acting as a broker, HFS Financial connects qualified homeowners to straightforward funding options for large-scale projects. Their primary focus is on HFS home improvement loans.

Acorn

Acorn Finance is a multi-lender marketplace for personal loans tailored to home improvement projects. By submitting one application, homeowners can compare real-time offers from several financial institutions. To elevate efficiency, contractors can integrate Acorn Finance directly into their workflow.

1andFund

1andFund aims to streamline contractor financing with its single application process. The platform partners with multiple lenders to offer different approvals under one portal. With staged funding capabilities and a user-friendly dashboard, 1andFund is designed to simplify contractors’ sales process and cash flow.

ChargeAfter

ChargeAfter is an embedded finance platform that powers point-of-sale lending across various industries, including home improvement. Through a single application process, customers can be connected to lenders across multiple credit tiers. ChargeAfter merchants can offer co-branded lending experiences and manage various financing programs in one place.

360 Finance

360 Finance offers financing solutions to homeowners undertaking home improvement projects. Operating under Modernize’s umbrella, the 360 financing platform connects homeowners to multiple lenders, simplifying point-of-sale financing for contractor workflows.

Finmkt

Finmkt is a lending technology provider that delivers a configurable, white-label platform for marketplace-style financing. Its system connects customers to various lenders with one application. With an emphasis on flexibility, Finmkt offers businesses control over loan products and user experience.

Momnt

Momnt is a paperless, point-of-sale financing platform that helps businesses offer loan requests to customers. Designed for various credit profiles, Momnt financing disburses funds directly to the contractor and allows multiple draws throughout a project. With its co-branded approach, the platform integrates into contractor workflows to maintain a consistent customer experience.

Hearth
7.99%
Starting APR
One App, Multi-Lender
Funds to Contractor
Staged Funding
Website Integration
Leads Provided
Training/Support
24/7 Support
White-Label/Co-Brand
2.99%
Disclaimer: The data presented in this table is for informational purposes only and may not reflect the most current offerings of the companies listed. For exact details, please contact each company directly. Finturf is not affiliated with, nor does it endorse, any of the companies listed above. All trademarks, logos, and brand names are the property of their respective owners.

How Finturf Stands Out

Finturf puts the financing journey on your turf. A customer submits a single application in your branded portal, and Finturf routes it across our multi-lender network, buying deep into the credit cycle to show prequalified offers in seconds. You choose which offers can appear, funds arrive from the lender as you clear each project milestone, and every step is tracked in one dashboard.

Industries We Serve

  • Bathroom Remodeling
  • Blinds & Shades
  • Closet and Storage System
  • Deck & Patio
  • Flooring
  • HVAC
  • Kitchen Remodeling
  • Plumbing
  • Pool and Spa
  • Roofing
  • Solar
  • Turf and Artificial Grass
  • Water Treatment
  • Windows & Doors

How to Benefit from Finturf

With us, you can connect your customers to prequalified offers from our financing partners. If your customer is approved, complete the project and get paid directly. It’s that simple!

FAQ about Finturf

How Is Finturf Different from Other Contractor Financing Companies?

Finturf provides a forward-thinking approach that increases approvals. Please compare the company with other offerings using the table at the top of this page. If you have more questions, please contact us.

Does Finturf Offer Staged or Milestone-Based Payments?

Finturf supports staged funding, meaning you can request and receive draws for each project phase. This feature helps you cover material and labor costs as work progresses.

What Kind of Support Does Finturf Provide to Contractors?

We provide dedicated contractor training and 24/7 technical assistance to help you integrate and manage financing. From onboarding to project completion, our team is on hand to ensure a smooth experience.

Can I Integrate Finturf into My Existing Website or Sales Process?

Yes. Finturf offers flexible website integration options, from simple links to embedded solutions and white-label options.

Does Finturf Provide Leads?

In addition to the financing platform, Finturf provides prequalified leads. This means you can market your services to homeowners already exploring home improvement financing options.

Are There Dealer Fees?

Finturf offers a “No Dealer Fee” option, meaning certain loan products won’t cost you anything out of pocket.

Does Finturf Have a Subscription Plan?

Yes, Finturf has several subscription options. Please visit our pricing page to compare plans.

Do My Customers Need a High Credit Score to Qualify?

Finturf’s network of lenders can approve customers with lower credit scores. This wide range helps you serve more homeowners and close more deals, sometimes regardless of their credit background.

Get Started with Finturf Contractor Financing Software

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