Fireplaces — gas, electric, or outdoor — are high-ticket home upgrades. That sticker shock can stall deals. With Finturf, your business can offer fireplace financing at the point of sale, allowing your customers to access budget-friendly payments and get their cozy fireplace projects underway.
Financing isn't just a perk — it's a business tool. Finturf’s financing solutions are fast to implement, simple to use, and built specifically for contractors.
For many homeowners, the main factor holding them back from the crackling warmth of a fireplace installation is the price tag. By offering financing through Finturf, you can remove financial friction from the sales process and make it easier for customers to commit. At the same time, you streamline your business operations, improve cash flow, and position yourself to win more and larger jobs.
Not every contractor offers integrated financing. When you do, you stand out as a full-service provider who’s prepared to deliver not just the installation, but the solution. This helps win more bids, especially on higher-end outdoor fireplace jobs.
You don’t have to wait on client checks or deal with delayed payments. Finturf pays contractors directly, with funding available at project milestones or payouts issued promptly upon completion. This keeps your cash flow steady and helps you plan labor, materials, and timelines with confidence.
Fireplace financing provides customers with the flexibility to choose premium models, extended features, or add-on work — such as venting, masonry, or custom surrounds — that they might have otherwise declined. That means higher margins and greater overall revenue, all without additional sales overhead.
By offering gas or electric fireplace financing, you can alleviate price objections and speed up decision-making. Clients who might hesitate to pay the upfront, lump sum cost can instead opt for monthly payments and proceed with their inviting centerpiece installation.
Financing can make fireplaces more accessible, helping customers afford the models they truly want. By reducing upfront costs, you create a smoother buying experience and build stronger relationships — leading to happier clients and more referrals.
Finturf’s financing platform is built for contractors and service professionals. Instead of relying on a single lender, you’re tapping into a multi-lender network designed to broaden approval opportunities and streamline your financing process.
Finturf integrates seamlessly into your existing sales process and can be set up in just minutes. Your team can start offering outdoor fireplace financing without needing to become experts in lending.
Our waterfall algorithm automatically routes the fireplace financing request through a network of lenders. That means you’re not limited to one lender or rate structure, giving your customer a better shot at approval and competitive terms.
From prime to near-prime to subprime, Finturf gives you access to lenders who may support a broad spectrum of credit profiles. That means you can accommodate more customers and close more jobs.
Customers can request fireplace financing right from their phone, tablet, or desktop. The process is fast — many times showing preliminary results within minutes — so you can close the deal while the customer is ready to sign.
Finturf handles underwriting and lender communications, so your crew doesn’t need to chase down paperwork or field complicated finance questions. If you ever need help, our support team is ready to walk your staff through it. Additionally, we offer initial and ongoing training at no additional charge.
We continually improve the platform, and those features are added to your account at no additional cost. You’ll always have access to the latest tools to help run your business more efficiently.
Finturf provides ongoing technical support and training to ensure you and your team are confident using the platform. From onboarding to day-to-day use, our support team is here to help you troubleshoot, optimize, and succeed.
Adding fireplace financing to your service offering doesn’t have to be complicated. With Finturf, it’s fast to implement and gives you a real edge in the field. Whether you’re quoting a gas insert, an electric fireplace wall unit, or a full-scale outdoor fire feature, financing can turn a hesitant homeowner into a signed contract.
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