Ace Hardware Contractor Discount – Save More with a Business Account + Finturf Financing

If you're a contractor, handyperson, or small business owner looking to save on tools, building materials, and supplies, an Ace Hardware Business Account is your gateway to tailored business pricing offered through local participating Ace stores. Often referred to as the Ace Hardware contractor discount program, this initiative provides personalized pricing, rewards, and dedicated service to professionals who rely on reliable supplies and fast fulfillment.

When paired with Finturf’s point-of-sale financing platform, you can pass even more flexibility on to your clients — making it easier to close more jobs and grow your business.

 

What Is the Ace Hardware Contractor Discount?

The Ace Hardware contractor discount is not a standalone nationwide program but part of the Ace Business Account benefits, which vary by store. It’s offered through Ace Business Accounts, a platform designed to help contractors and trade professionals save money and streamline purchases.

Contractors who sign up for Ace’s B2B program may be eligible for custom or negotiated pricing at participating locations, Ace Rewards points, flexible payment options, and personalized service through their local participating Ace store. Each independently owned Ace store determines specific discounts, credit terms, and services.

Benefits of the Ace Hardware Business Account

As an Ace Business Account holder, you’ll receive access to trade-focused perks designed to simplify procurement and reduce your bottom line:

  • Exclusive Pricing: Receive business account-level pricing on hardware, tools, fasteners, and seasonal supplies.
  • Ace Rewards Points: Link your Ace Rewards number to your business account to earn points on qualifying purchases at participating stores. Earn 10 points per $1 on most purchases. Every 2,500 points equals a $5 Reward. It’s worth noting that rewards expire at the end of the fourth month after you receive them.
  • Bulk Ordering: Take advantage of volume-based pricing and special ordering on large-scale projects. Availability and discount amount may vary by store.
  • Invoicing & Credit: Some Ace retailers offer Net-30 or other credit terms for approved business accounts. Terms are store-specific.
  • Online Ordering + In-Store Pickup: Order through your business account and pick up your supplies locally, which is ideal for job site needs.
  • Dedicated Account Management: Work directly with Ace team members who understand your business and can assist with sourcing and inventory. This service is not guaranteed at all locations.
  • Ace Business Services: Some stores offer repair, rekeying, delivery, and other value-added services to trade professionals.

Whether you’re renovating a property or supplying a fleet of trucks, an Ace Business Account gives you tools to save and operate more efficiently.

How to Sign Up for an Ace Hardware Business Account

Joining the Ace Business Program is quick and free. Here's how to get started:

 
Visit the Ace B2B Homepage

Sign-up is free, but local stores set benefits and terms.

Visit the Ace B2B Homepage
Click “Create a Business Account”

This will redirect you to an online enrollment form.

Click “Create a Business Account”
Fill Out the Application

Provide your business name, contact information, and other details.

Fill Out the Application
Activate and Start Saving

Savings and perks will reflect the business account policies of your local store.

Activate and Start Saving

Note: Availability of services and credit terms may vary by store. Check with your local Ace retailer for details.

Why Contractors Use Finturf for Financing

While Ace Hardware contractor discounts help reduce your material expenses, Finturf’s financing solutions make it easier to land bigger jobs by offering your customers flexible payment options. With financing available for a range of credit types, you can serve more clients — without waiting on full upfront payments.

Broad Lender Network

Finturf works with lenders that consider a range of credit profiles.

No Dealer Fee Options

Select financing options come with zero dealer fees.

Easy Application Process

Finturf’s cloud-based financing solution is easy to use.

How Finturf Works for Contractors

Finturf makes it easy to add financing to your offerings — giving your customers more flexibility and helping you grow your business.

1. Sign Up

Apply to join the Finturf contractor network.

2. Offer Financing

After you complete a successful onboarding, your clients will be able to submit a quick online request for financing.

3. Get Paid

After your client signs with a lender and you complete the job, you get paid directly.

Ace Hardware Contractor Discount FAQs

What Is the Ace Hardware Contractor Discount?

It’s custom pricing, potential volume discounts, and services available to business account holders at participating Ace stores.

What Is the Ace Rewards Program?

The Ace Rewards Program allows you to earn points on qualifying purchases at participating stores. You can connect your Ace Rewards number to your business account. We recommend reviewing the full terms, as rewards can’t be used on lumber, building materials, and other excluded items.

Can I Manage My Ace Account Online?

Yes. Once enrolled, you can view purchase history and manage users in the business portal.

Does Ace Hardware Offer Credit or Invoicing for Businesses?

Yes, some locations offer net 30 or custom invoicing options. Availability is store-specific.

Can I Combine Rewards with Other Coupons or Promo Codes?

Some restrictions and exclusions apply, but rewards can be used with other offers unless the other offer’s terms prohibit it.

Other Contractor Savings Programs

Explore additional savings opportunities for contractors through these programs:

Disclaimer: Finturf is not affiliated with Ace Hardware. All product names, logos, and brands are the property of their respective owners. This page provides informational details on accessing the Ace Business Program and how Finturf can support your contracting business with financing solutions.