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Show a monthly payment next to the total price. A five-figure heat pump gets easier to say yes to when it's a manageable monthly number.
Efficient systems save homeowners money every month, but the upfront price tag often stops them from upgrading. Finturf gives home service professionals a way to offer contractor financing on the spot, so energy-efficient projects get the green light instead of getting shelved. Here's how that adds up.
kWh of electricity saved per year
gallons of water saved per year
0 metric tons of CO₂ emissions avoided per year
Based on HVAC, geothermal, insulation, and window projects funded through October 2, 2026. See methodology for more information.
Heating and cooling account for more than half of the energy used in U.S. homes. Replacing an aging system with a high-efficiency one can reduce energy use by 20% or more. Financing is often what turns that upgrade from a quote into a signed job.
Learn MoreGeothermal heat pumps use the ground's steady temperature to heat and cool a home. They're among the most efficient systems available, but the upfront cost is the main hurdle. Financing spreads it out over time.
Learn MoreAir sealing and insulation cut heating and cooling costs by an average of 15%. With financing, contractors can include it in the same project as a new system, so homeowners get the full efficiency gain without a second out-of-pocket expense.
Learn MoreReplacing poor-performing windows with ENERGY STAR-certified models saves about 12% on energy costs a year. Whole-house window jobs come with a big price tag. Monthly payments make them easier to fit into a budget.
Learn MoreShow a monthly payment next to the total price. A five-figure heat pump gets easier to say yes to when it's a manageable monthly number.
When financing covers the gap, you don't have to discount the job to win it. Quote the system the home needs and keep your price.
One financing request reaches the nation’s largest home services financing network. Homeowners get options while you're still in the house.
Financing makes the step up from a base unit to a high-efficiency one a small monthly difference, not a big one-time jump.
Finturf helps contractors connect homeowners to a network of 20+ lending partners. That range means more financing options for homeowners across the credit spectrum. More homeowners can find a way to pay. More efficient systems can get installed.
Methodology & Sourcing: Our estimates cover funded energy upgrades through October 2, 2026: HVAC system installs, geothermal, insulation, and window replacements. Repairs and jobs under $2,000 are excluded.
Each project's savings start from its state's average household air conditioning use (EIA, 2020 Residential Energy Consumption Survey). We apply 20% savings for new HVAC and geothermal systems (DOE), 15% for insulation (ENERGY STAR), and 12% for windows (ENERGY STAR). We count cooling electricity only. Heating and natural gas savings are not included, making these figures conservative.
CO₂ uses each state's grid emission rate (EPA eGRID 2023). Water uses 0.47 gallons consumed per kWh of thermoelectric power generation (NREL).
Annual figures represent the yearly savings of every system funded to date. We update them with each new data pull. The share of home energy used for heating and cooling comes from the EIA's Energy Use in Homes data.