Unlock the Easiest Point-of-Sale Financing Solution, Unlock Revenue Potential

Finturf brings point-of-sale (POS) financing to underserved businesses like brick-and-mortar retailers and service providers. Use it to convert more customers at checkout by helping them buy now and pay later.

Get Started Today

How Point-of-Sale Financing Works

The merchant or service provider uses Finturf to request funding for the customer
The merchant or service provider uses Finturf to request funding for the customer
Finturf sends the financing request to its lending partners
Finturf sends the financing request to its lending partners
A lender may accept the request and provide the customer with a loan, line of credit, or other form of financing
A lender may accept the request and provide the customer with a loan, line of credit, or other form of financing
If the customer is approved, the merchant receives the funding directly within three to five business days
If the customer is approved, the merchant receives the funding directly within three to five business days

Why Choose Finturf?

Here’s why Finturf is the preferred choice for your POS financing:

Expanding Your Reach

Finturf’s broad network of lenders and inclusive credit solutions help you connect with more customers. By offering flexible financing, you can boost approval rates, attract new customers, and stand out in a competitive marketplace.

Large Lender Network

Tap into a reputable network of first-, second-, and third-tier lenders with approval rates of over 85% in some industries, giving your clients more funding opportunities.

Inclusive Credit Solutions

Our lender network caters to a full spectrum of credit profiles, making financing accessible to a wider audience.

Boosted Competitive Edge & Customer Acquisition

Offer flexible payment options that encourage prospective customers to choose you over the competition and keep existing clients returning.

Accelerating Your Cash Flow

Finturf’s POS financing solution is built to help you get paid faster, elevate your bottom line, and unlock greater financial freedom. Enjoy more consistent revenue while reducing wait times and simplifying project payouts.

Increased Revenue

By allowing customers to pay in installments, you can increase ticket sizes, improve sales volume, and strengthen your financial health.

Direct Funding

Once a customer’s request is approved and the job is complete, receive full payment within three to five business days — no waiting for borrowers to repay.

Stage Funding & Change Orders

For home improvement contractors, get paid in stages as you hit project milestones and easily adjust financing amounts when the scope changes.

Managing Everything in One Place

Finturf’s all-in-one platform streamlines your financing process from application to reporting. Our user-friendly interface, robust features, and dedicated support team help you stay in control every step of the way.

One Platform

Everything you need is housed in a single interface, complete with a single login for applications, 24/7 tech support, and an easy-to-use dashboard.

Full Control

Customize which lenders you work with and decide what financing offers your clients see, ensuring your solution always aligns with your business goals.

Robust Reporting

Filter your data by request, location, or salesperson to sharpen your sales strategy and streamline operations. Our reporting tools offer clear insights so you can optimize performance.

What Our Clients Say

  • “Finturf is the platform of choice for us! A true waterfall lender that has a program for every client need. A game changer for us here.”

    - Kevin Doran, VP of Sales and Operations, Rooter Hero

    Rooter Hero
  • “Our experience with Finturf has been exceptional. Their customer service is top-notch, and their seamless approval process has consistently helped our clients secure the best financing options available. We highly recommend Finturf for anyone seeking reliable and efficient lending solutions.”

    - Josh Looser, Chief of Sales, Haven Hub

    Haven Hub
  • “Our company has been using Finturf for about six months now. Brandi, our loan rep, has been very helpful and responsive to all our loan questions and needs.”

    - Jessica Beckham, Operations Manager, H&E Comfort Services, LLC

    H&E Comfort Services, LLC

Finturf’s Full-Spectrum Solutions

Explore our entire spectrum of offerings to find a solution that fits your needs:
For Merchants and Service Providers

Finturf's point-of-sale financing solutions empower service providers, merchants, and contractors to elevate their business through direct consumer financing options. Our partners enjoy enhanced sales, improved revenue, and better client acquisition. Ready to become a partnered merchant? Sign up today to empower your business’s growth and clients’ experiences.

For Lenders

With Finturf, lenders can obtain financing leads without the need to increase marketing spend. Instead, Finturf will handle your marketing and merchant relations. As a result, lenders will access exclusive, tailored leads without the need to hire a support team. Become a partnered lender.

For Customers

If your contractor, health provider, or other service provider lacks a financing solution, simply refer them to us. We’ll connect them to our robust point-of-sale financing ecosystem. Refer your service provider to unlock financing or request an all-purpose loan through Finturf.

For Partners

Through Finturf, SaaS partners maximize their revenue per lead by connecting to a network that offers better lead monetization opportunities. Moreover, our partners receive an additional source of income from their merchant networks that have implemented a POS solution. Join our referral program to increase revenue and customer experience simultaneously.

Lending-as-a-Service (LaaS)

Tailored for established lenders and financial institutions entering POS financing, Finturf’s LaaS solution is a turnkey loan origination system (LOS). It can be integrated seamlessly with existing software or used as a comprehensive underwriting system. Finturf’s LaaS provides a holistic lending ecosystem from application to funding, ensuring rapid deployment, affordability, and customizability. If you’re quickly looking to launch a lending platform at a cost-effective rate, contact us to discuss customizations and integrations.

APIs

Lenders, merchants, and service providers can monetize declined applications and streamline decision-making with one simple API integration. Lenders can route declined traffic through our network to monetize rejected applications and expand revenue potential. Merchants can automate funding request processes, reducing manual labor and accelerating decision-making. Let’s discuss how our customizable API solutions can align with your business goals.

Maximize Your Revenue Potential

Leverage Finturf’s flexible, competitive financing solutions to attract more clients and boost sales.

POS Financing FAQ

What is POS Financing?

POS financing is a flexible payment solution offered at the time of purchase. It allows clients of contractors and merchants to access services immediately while paying over time. This method offers an alternative to upfront, full payments, making it easier for clients to afford necessary services without financial strain. By integrating POS financing, service providers can enhance client satisfaction, increase accessibility to their services, and potentially boost their business growth.

Who is POS Financing For?

POS financing is a versatile solution that benefits a wide range of businesses, from small startups to large enterprises, across different sectors. It's particularly advantageous for service providers, such as medical professionals and contractors. This financing method enhances service accessibility for clients, allowing them to manage payments over time. For businesses, it translates to increased client base, improved satisfaction, and better cash flow management. Especially in service industries, where costs can be significant, POS financing is a powerful tool for making services more attainable and boosting business growth.

Can My Business Utilize POS Financing?

The answer is, almost unequivocally, yes! While POS financing is most widely recognized in retail, its benefits extend to various service industries, including healthcare, home improvement, legal services, and more. POS financing makes your services more accessible to a diverse range of clients, offering them the flexibility to manage payments over time. It's an inclusive approach that helps businesses like yours attract and retain a broader client base, enhance client satisfaction, and maintain a healthy cash flow.

What Are the Benefits of POS Financing for Businesses?

POS financing offers unique growth opportunities for businesses, especially service providers like healthcare professionals and contractors. Key benefits include:

  • Higher Conversion Rates: It enables clients who might hesitate due to cost to utilize your services, thus increasing client conversions, particularly for higher-value services.
  • Enhanced Client Experience: The convenience of POS financing at checkout simplifies transactions, contributing to a positive client experience.
  • Client Acquisition and Retention: Offering POS financing positions your business as forward-thinking, aligning with client expectations for flexible payment options. This not only attracts new clients but also retains existing ones.
  • Improved Cash Flow: With more clients availing services through POS financing, you'll likely see improved cash flow.
  • Competitive Advantage: As consumer preferences shift towards non-traditional payment methods, providing flexible payment plans through POS financing can distinguish your business from competitors.

Overall, POS financing empowers consumers by offering them greater purchasing power without immediate financial strain, making your services more accessible.

How Can My Business Offer POS Consumer Financing?

To start offering POS consumer financing, service providers can partner with Finturf, which specializes in POS financing solutions and platforms. Here’s how:

  • Choosing a SaaS Provider with a Strong Lender Network: Partner with a SaaS provider like Finturf, which offers a robust network of lenders. This network should feature a range of financing options to accommodate various client needs, including those with diverse credit histories.
  • Seamless System Integration: Integrate the POS financing solution into your existing business operations, ensuring it aligns with your service delivery process.
  • Comprehensive Staff Training: Educate your team on how the POS system functions and its benefits to clients. This knowledge enables them to assist clients effectively.
  • Client Awareness and Promotion: Actively inform your clients about the availability of POS financing, emphasizing its ease, flexibility, and how it can make services more affordable.
  • Customization and Flexibility: Work with your SaaS provider to tailor the POS financing options to fit your specific service offerings and client demographics.
How Do I Get Started?

Take the first step in transforming your business with POS financing, and sign up today. After you’ve registered, a member of our merchant support team will contact you to discuss the next steps.

Can Small Businesses Use Point-of-Sale Financing?

POS financing isn’t strictly reserved for larger businesses. Small businesses can greatly benefit from it to enhance client accessibility to services by offering flexible payment options. For small businesses, particularly in service sectors, POS financing can boost client satisfaction, increase conversion rates, and improve cash flow. These advantages are key for growth, allowing small businesses to expand their client base and strengthen their market position.

How Else Can POS Financing Grow My Business?

POS financing isn't just a payment option; it's a growth catalyst for your business. Additional benefits include the following:

  • Market Expansion: It allows you to tap into new market segments, including clients who prefer or need installment-based payments.
  • Customer Loyalty: By providing flexible payment options, you're likely to build stronger loyalty among your client base.
  • Brand Perception: Offering modern financial solutions can enhance your brand's image as customer-centric and innovative.
  • Data Insights: POS financing systems often provide valuable consumer data, helping you tailor your services and marketing strategies more effectively.
  • Logistical Support: Partnering with a SaaS provider means their lender network manages underwriting, disbursements, credit checks, and repayments.
Is There Consumer Demand for POS Financing?

Absolutely, consumer demand for POS financing is robust and continually growing. Customers increasingly seek flexible payment options that allow them to manage their finances more effectively, especially for significant purchases or services. This trend is evident across various sectors, including retail and service industries like healthcare and home improvement. Businesses can meet this demand by offering POS financing, making their services or products more accessible and appealing to a wider client base. It's a strategic move that aligns with current market needs and customer preferences, contributing to business growth and customer satisfaction.

Where Can I Learn More About POS Financing?

To delve deeper into POS financing and understand how it can benefit your business, visit our comprehensive guide. For personalized information and to discuss how POS financing can be tailored to your specific needs, fill out the sign-up form on our website. Our team will reach out to provide detailed insights and answer any questions you may have.

View more +

Recent Posts