Commercial projects come with bigger price tags. Give your clients a way to handle the cost without paying for the entire project upfront.
In addition to residential project financing, contractors can use Finturf to offer commercial project financing through multiple lending partners. Your client submits one request and sees all the options available to them, while you keep the sales process moving.
Whether you’re quoting an HVAC installation, a plumbing upgrade, fire suppression, or another large-scale commercial project, financing can make a bigger ticket easier for your client to take on.
A large project price can stall a deal before it gets started. Offering financing gives clients another way to move forward instead of having to come up with the full project cost upfront.
A single request reaches multiple commercial lending partners. A client who isn’t a fit for one program may still have a path with another, across a wider range of commercial trades.
Don’t wait until your client pushes back on price. Present financing alongside your proposal so clients can see the project and a payment path together.
Learn more about the benefits of contractor financing and how it can help your business close more jobs and grow.
Your clients don’t all have the same budget, credit profile, or financing needs. Contractors can use Finturf to connect their clients with multiple commercial lending partners from a single request.
A Range of Project Sizes
Commercial programs available through Finturf run from $5,000 to $5 million, depending on the client, the project, and the lending partner.
One Request, Not Several
Your client fills out one financing request instead of approaching lenders one at a time. They can see what financing options are available in one place.
Your commercial client may be evaluated on factors such as:
Requirements differ by program. Some don’t require financial statements for smaller requests; others ask for recent business bank statements. A guarantee is typically required.
Some programs collect the first payment and the last one or two payments at signing. The lending partner confirms this in the financing documents.
Some programs are not available in every state. Availability is set by each lending partner.Bring financing into the conversation when you’re presenting your commercial project. Show your client that they may have options for paying over time.
Your client submits one commercial financing request to connect with the lending partners available for their project.
Decisions often come back the same business day. If a partner needs more information or documentation, they’ll reach out to your client.
Once the documents are signed and the partner’s requirements are met, you can move forward with the project.
Looking for financing for your own business instead? See our working capital options for contractors.
Don’t let the size of the project be the reason your client walks away. Offer financing alongside your commercial project and give eligible clients a way to pay over time.
Commercial project financing gives business owners and other commercial clients a way to pay for a qualifying project over time instead of covering the full cost upfront. It helps your client manage a large expense and gives you another way to close the job.
Commercial programs available through Finturf run from $5,000 to $5 million. The amount available depends on the client, the project, and the lending partner.
Commercial equipment and installation work — HVAC, boilers, water heaters, plumbing, electrical, fire suppression, generators, commercial lighting, security systems, and machinery — is financed through dealer-direct equipment programs. Other commercial work, including roofing, can be financed through business financing programs. Eligibility depends on the lending partner and the financing program.
Yes. Contractors use Finturf to send a single commercial financing request to the lending partners available for that project, rather than having the client approach lenders one at a time.
Your client sees all the options that come back from the lending partners available for their project. Eligibility, approval, and terms are decided by each lending partner.
It depends on the program. Many commercial requests get a decision the same business day. If a lending partner needs more information or documentation, they’ll contact your client.
Requirements vary by program. Some don’t require financial statements for smaller requests. Others ask for recent business bank statements or additional business documentation.
Usually. Most commercial programs ask for a guarantee from a business owner or from another business.
That depends on the program. Some commercial financing is repaid monthly over a set term; other programs use different schedules. The lending partner sets the structure and confirms it in the financing documents.
Some programs collect the first payment and the last one or two payments at signing. The lending partner confirms this in the financing documents.
Not every program is available in every state. Availability is set by each lending partner.
If the scope or cost of a project changes, additional financing may require review by the lending partner.
Finturf is a technology solution contractors use to offer financing, not a lender or broker. Financing is provided by independent third-party lending partners. Each lending partner determines its own approval requirements, financing amounts, interest rates and APRs, repayment terms, fees, promotional financing options, and other terms and conditions.
