Offer Financing with Finturf

Offer your customers in-store POS financing with Finturf. We partner with retailers to offer an easy in-store solution for point-of-sale (POS) financing. Our waterfall algorithm and extensive online and local lending network can maximize the applicant approval rate, significantly increasing your sales and revenue.

Ready to get started?
Complete the form to speak with a team member.

Financing Options Upon Checkout

Providing your shoppers a financing option upon checkout can create repeat customers, leading to more consistent revenue. And POS financing has never been more accessible thanks to the hassle-free process our software offers to you and your customers.

By incorporating Finturf into your business, you can provide the following POS financing options:

Buy now pay later
Lease to own
Split payments
Installment loans

Getting Started with Finturf

No matter how small your operation, our technology makes it easy to offer customers an in-store POS financing solution.

Ready to sign up? We make onboarding simple, even if you aren't tech-savvy. Here's how to get started:

Reach out to us using the contact form on this page. One of our team members will contact you as soon as possible. Our goal will be to get you on our merchant portal, so you can start letting your customers buy now and pay later.

Our Loan Request Process

Using our web-based platform to help your customer request financing is as easy as 1, 2, 3:

Enter a little bit of information from the customer, like their name and income source.
Ask them to use their mobile phone to send the loan request to Finturf's network of lenders
Find out in minutes if a lender accepts the request and pre-approves the customer for a loan

If the customer is approved for a loan, you can sell them the product that day and receive the funding directly from the lender within three to five business days.

Why Finturf?

Here are some of the top reasons merchants choose us for POS financing.

Easy Setup

Setup is easy. It will take less than an hour for our technicians to help you sign up and start using our cloud-based software. Then, you will be able to use Finturf to start loan requests for your customers during checkout.


We keep our cloud-based software, dashboard, and reporting tools up-to-date to ensure the best possible performance. We also take special care to maintain a reputable lending network.

24/7 client support

Our customer support team is ready to assist you at any time of the day.

White label service

Merchants who use Finturf can rebrand and customize our platform to include their company's logo, color scheme, and other design attributes.

Loan Request

It only takes a few minutes to fill out a Finturf loan request and receive a real-time response. If approved, the consumer may walk out of the store with the product.

High approval rates

Our extensive network of lenders works with all credit types, which means more opportunities for your customers to receive financing.

No Stress

When your customer connects with a lender, the loan provider is responsible for the paperwork, credit risks, and potential late payments — not you, the merchant.

Soft Inquiries

Our network of lenders uses soft credit inquiries to check the credit score of your customers. A soft credit inquiry does not impact a consumer's credit score.

Local Financing

In some cases, the customer may connect with a local brick-and-mortar loan provider. If that's the case, your customer may need to visit the branch to provide the necessary information. Upon approval, they can return to your store to make the purchase. This can help your customers with bad credit still be able to find funding.

Waterfall Algorithm

If the customer is not connected to the first lender, then the request will move down Finturf's ping-tree to the second lender, then the third, and so on, increasing the likelihood that a lender will eventually accept the loan.

Full performance reporting

Our user-friendly dashboard lets merchants filter by pending, pre-approved, and rejected requests. The reports show information by location and salesperson.

Fast money transfer

If a consumer is connected with a lender and approved for a loan, you do not need to wait until they have paid back the loan to get your funds. You can receive your loan funds upfront and in full in three to five business days.

Mobile App

Merchants who sign up with Finturf get new customers thanks to our mobile app. The Finturf app connects customers to local merchants that have the product they need.


The app displays merchants within the customer's geographical area.

Customer acquisition

The Finturf app helps drive new customers to your store.

Easy Loan Request

The app can also be used to request a loan, making the process easier for you and your customers.

Finturf Success Stories

Here are some of the ways that our software has helped merchants just like you.

Provides Higher Conversion Rates

Many of our clients see their conversion rates and customer base increase.

Drives Online Customers to Your Store

Our technology helps you increase your foot traffic with new customer sources.

Helps You Compete in Your Industry

Our clients get a leg up on their competition, especially those who do not offer a way to pay for merchandise bit by bit over time.

Get Started with Finturf

After implementing our POS financing solution, you can let your customers know that they can buy the things they want now and pay later.

Finturf's financing option may be able to increase your sales thanks to our vast network of lenders that work with all credit types. To start generating more revenue, complete our merchant signup form to speak with a team member.

Sign up now

Frequently Asked Questions

What information does the consumer need to provide to request POS financing?
It only takes a few minutes to fill out the Finturf form, which requires a little bit of personal, employment, and banking information from the consumer.
Does Finturf’s lending system help in stock turnover?
Providing a financing option may increase sales. Customers who were unable to purchase a product due to a lack of funds may be able to with POS financing. Even merchants that already have a financing option may be able to increase sales with Finturf, thanks to our vast network of lenders that work with all credit types.
Do merchants benefit from the interest rate of the loan?
A lower interest rate may result in a higher likelihood of making a sale. However, neither the merchant nor Finturf can control the interest rates. Finturf is not a lender. We work with a network of lenders. While we cannot guarantee a low interest rate, many of our clients see higher accept rates thanks to the size of our network and our local lending options. Local lenders are often better suited to offer credit to those with lower credit scores.
Does Finturf work with international merchants?
Not at this time. Finturf currently only works with companies operating in the U.S.
Is Finturf easy to use?
Our system is straightforward for both the merchant and the customer. Customers can request POS financing in one of two ways. First, the merchant can use the Finturf Merchant Portal to start to request a loan for the consumer. The customer offers a little information about themselves, and then the customer is sent a link where they can submit the loan request. The customer sees a funding decision within minutes. Or, the customer can fill out a loan request through their phone. During the loan request process, the customer will select the merchant, and the funding will be sent directly to the merchant upon approval.
How can merchants get access to Finturf?
Merchants can add Finturf financing to their store by speaking with a member of the Finturf support team. We offer free onboarding with a simple setup process.
What information does the system dashboard provide to merchants?
Merchants receive a report on all the requests placed through Finturf. They can filter by pending, pre-approved, and rejected requests. They also have reports based on salespeople and locations. This information can help a merchant know who to market to, as the merchant will see the customer type most likely to receive financing.
Does the dashboard allow merchants to know the stock on hand?
The Finturf system is independent of other software that the merchant may use, such as inventory software.
Does the system need maintenance or updates periodically? If yes, how much will it cost?
Finturf updates its software to ensure the best possible performance. These updates are free for the user.
Does Finturf offer live chats with customers?
No, Finturf does not currently have a live chat feature to interact with customers. However, client support is available 24/7. If the merchant ever needs help, they can reach out at any time of the day through phone or email.
How can merchants get in touch with their customers through Finturf?
The merchant cannot use Finturf to reach out to their customers. If a consumer downloads the Finturf app, they can select the merchant’s name during the loan request process. If connected with a lender and eventually approved for a loan, the money will go directly to the merchant. If the customer needs to contact the merchant, they should reach out to the merchant directly.
Does Finturf offer 24/7 customer service?
Yes, Finturf offers 24/7 customer service to the merchant and the lender, but not to the customer.
How much does the average loan request take?
The loan request process only takes a few minutes.