Home Improvement Contractor Financing for Customers

Home improvement projects can be costly, and not all customers have a big budget or savings planned. Moreover, customers cannot wait a couple of business days for a bank loan approval in an emergency.

With Finturf, you can make the process for your customers easier from start to finish. Whether it is an emergency repair, kitchen remodel, solar panel installation, or deck addition, you can help your customers try to finance almost any type of home upgrade. In addition, offering home improvement financing can help your customers finance the work they need in an installment plan that fits their budget.

Contractor Financing Options Upon Checkout

Offering home improvement financing options at checkout encourages your customers to work with you, especially when the rates are right. Here are some of the benefits you can offer through POS financing:

Buy now pay later
Home improvement loans
Split payments
Installment loans

Perks of Home Improvement Financing

By connecting to our multi-lender network, your home improvement service can offer some of the best contractor financing for customers. What are the benefits of home improvement financing for contractors?

Easy Setup

It's simple to set up. Our professionals will assist you in signing up and using our cloud-based software in less than an hour. Then, during checkout, you’ll be able to use Finturf to help your customers request financing.

Hassle-Free Financing Request

Filling out a Finturf funding request and receiving a real-time response takes only a few minutes. If the customer is approved, they may receive a loan, line of credit, or another form of financing.

Alternative Forms of Financing

Sometimes, customers will not be approved for POS financing. However, we will try to connect these consumers to personal loan lenders instead. If the client is approved for this alternative financing option, you can begin the renovations immediately.

Mobile App

Home improvement companies who sign up with Finturf can find new clients thanks to our mobile app. The Finturf app connects consumers to local contractors who provide the services and financing they need.

Waterfall Algorithm

If the homeowner is not connected to the first lending partner, the request will move down Finturf's ping-tree to the next lender, increasing the likelihood that the loan will eventually be accepted.

High Approval Rates

While most POS solutions have a maximum of one to three lenders, we offer a larger network of lenders who provide more opportunities for conversion. Moreover, the lending companies that we work with make quick credit decisions.

All Credit Types

Our lenders work with all credit types, from subprime to super-prime. Our local lenders are often better suited to offer credit to those with poorer credit histories.

Fast Money Transfer

If a customer is connected with a lending partner and approved for a loan, you do not need to wait until they have fully paid back their loan to get your funds. Instead, you can receive your money upfront and in full in three to five business days.

No Stress

After your customer is connected with a loan provider, you have nothing to worry about. The finance company is responsible for the paperwork, credit risks, and potential late payments — not you, the merchant.

Full Performance Reporting

Our user-friendly dashboard allows home improvement contractors to filter by pending, pre-approved and rejected requests. In addition, the reports allow you to track information by location and salesperson.


Our user-friendly dashboard allows home improvement contractors to filter by pending, pre-approved and rejected requests. In addition, the reports allow you to track information by location and salesperson.

White Label Service

You can rebrand and customize our platform, making it match your home improvement company image.

24/7 Client Support

Whenever you need assistance, our customer support team is at your service any time of the day.

Easy to Use

Our software is easy to use for both the service provider and the customer.

Why Finturf?

Here are some of the top reasons contractors choose our point of need financing software.

Finturf Success Stories

Here are some of the ways that our software has helped contractors just like you.

Higher Conversion Rates

Today's homeowners expect contractors to provide a financing program with low monthly payments for their home improvement projects. As a result, many of our clients have improved conversion rates, cash flow, customer satisfaction, consumer loyalty, and client base.

Compete in Your Industry

Our clients get an advantage over their competition, especially those who do not provide a way to pay for their services in installments over time.

Get Started with Finturf

Thanks to our vast network of lenders that work with all credit types, setting up home improvement financing options will help your business grow and generate more revenue. To start your journey with us, complete our merchant signup form, and a team member will contact you.

Thank you for your interest in our product

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