Offer Insulation Financing to Your Customers

Proper insulation is one of the most effective ways homeowners can lower utility bills and improve year-round comfort. Despite the long-term benefits, the upfront cost of insulation projects can make clients hesitate. Insulation financing can bridge that gap.

With Finturf, you can provide flexible payment plans for insulation projects right at the point of sale. By utilizing our platform, you can help homeowners move forward with energy-efficient upgrades — including blown‑in cellulose and dense-pack fiberglass projects — while giving your business access to tools for closing more projects, strengthening cash flow, and boosting revenue.

Benefits of Insulation Financing

Adding insulation financing to your services isn’t just about making projects more financially accessible — it’s about making your business more competitive and client-focused.

Competitive Edge

How do you stand out when a homeowner is comparing multiple bids? When an upgrade is largely invisible to the homeowner, closing becomes about affordability. By presenting energy efficiency loans, you give your business a unique advantage. Homeowners comparing bids are more likely to choose the contractor who makes their project possible today, not someday.

Pro Tip: This edge is even stronger when paired with other upgrades, like HVAC financing, since customers often pursue insulation alongside heating and cooling improvements..

Better Cash Flow

Financing keeps your payments on track. Under the Merchant Direct financing tier, you can book jobs and get paid directly shortly after completion confirmation. This steady cash flow helps you manage payroll, buy materials, and schedule new projects with confidence.

Higher Revenue

Financing options can lead to larger project scopes. A homeowner considering the basics might choose spray foam insulation financing when monthly payments are available. Financing also makes it easier for homeowners to bundle insulation with other upgrades — like roofing financing — resulting in bigger contracts and increased revenue for your business.

Client Acquisition

Insulation projects can be a tough sell when homeowners face sticker shock. With insulation financing, you can save those deals and convert more estimates into signed contracts. That means fewer dead leads and a fuller schedule.

Customer Satisfaction

Happy clients lead to repeat business and referrals. When you provide fewer drafts, more even room temperatures, and quieter interiors for your clients alongside the flexibility to pay over time, you’re not just closing a project — you’re building long-term relationships that keep your crews busy.

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Why Finturf?

Why choose Finturf over other platforms? Because we’re built for contractors who want to grow their business without adding unnecessary complexity. Here’s what sets us apart:
Easy Setup

Our platform is designed with contractors in mind. Once you’re approved and meet the annual underwriting fee and other requirements, setup is quick and easy. You can start offering attic insulation financing without any complicated onboarding or hidden requirements.

Waterfall Algorithm

Frustrated with lenders turning down your clients? Our waterfall algorithm routes each financing request through our network of lenders. If one lender declines, the request is connected to the next, helping improve the chances of approval.

All Credit Types Welcome

From prime borrowers to those with less-than-perfect credit, our lending network considers a wide range of financial backgrounds. This can help more of your clients move forward with their insulation projects.

Hassle-Free Funding Request

Our insulation financing request form is straightforward and can be completed during the bid or consultation process. Whatever the project — air sealing, attic ventilation tune-ups, or insulation bundled with windows and doors upgrade financing — our request process keeps projects moving quickly and avoids long delays.

Technical Support and Training

Need help integrating financing into your sales process? Our team offers hands-on training and support, so you and your staff can use our platform with confidence. Discover attic bypasses or inadequate baffles during prep? Our team can walk you through a change order to adjust the financed amount to include added air sealing or ventilation work without derailing the job.

Get Started with Finturf

By offering insulation financing through Finturf, you can help clients invest in year-round comfort and long-term savings while fueling your own business growth. From competitive advantages to reliable support, our platform is designed to make financing simple for both contractors and homeowners.

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