Ace Hardware Contractor Discount – Save More with a Business Account + Finturf Financing

If you're a contractor, handyperson, or small business owner looking to save on tools, building materials, and supplies, an Ace Hardware Business Account is your gateway to tailored business pricing offered through local participating Ace stores. Often referred to as the Ace Hardware contractor discount program, this initiative provides personalized pricing, rewards, and dedicated service to professionals who rely on reliable supplies and fast fulfillment.

When paired with Finturf’s point-of-sale financing platform, you can pass even more flexibility on to your clients — making it easier to close more jobs and grow your business.

What Is the Ace Hardware Contractor Discount?

What You’re Really Paying For

As an Ace Business Account holder, you’ll receive access to trade-focused perks designed to simplify procurement and reduce your bottom line:

Exclusive Pricing

Receive business account-level pricing on hardware, tools, fasteners, and seasonal supplies.

Ace Rewards Points

Link your Ace Rewards number to your business account to earn points on qualifying purchases at participating stores. Earn 10 points per $1 on most purchases. Every 2,500 points equals a $5 Reward. It’s worth noting that rewards expire at the end of the fourth month after you receive them.

Bulk Ordering

Take advantage of volume-based pricing and special ordering on large-scale projects. Availability and discount amount may vary by store.

Invoicing & Credit

Some Ace retailers offer Net-30 or other credit terms for approved business accounts. Terms are store-specific.

Online Ordering + In-Store Pickup

Order through your business account and pick up your supplies locally, which is ideal for job site needs.

Dedicated Account Management

Work directly with Ace team members who understand your business and can assist with sourcing and inventory. This service is not guaranteed at all locations.

Ace Business Services

Some stores offer repair, rekeying, delivery, and other value-added services to trade professionals.

The Ace Hardware contractor discount is not a standalone nationwide program but part of the Ace Business Account benefits, which vary by store. It’s offered through Ace Business Accounts, a platform designed to help contractors and trade professionals save money and streamline purchases.

Contractors who sign up for Ace’s B2B program may be eligible for custom or negotiated pricing at participating locations, Ace Rewards points, flexible payment options, and personalized service through their local participating Ace store. Each independently owned Ace store determines specific discounts, credit terms, and services.

Whether you’re renovating a property or supplying a fleet of trucks, an Ace Business Account gives you tools to save and operate more efficiently.

How to Sign Up for an Ace Hardware Business Account

Joining the Ace Business Program is quick and free. Here's how to get started:

1

Visit the Ace B2B Homepage

Sign-up is free, but local stores set benefits and terms.

2

Click “Create a Business Account”

This will redirect you to an online enrollment form.

3

Fill Out the Application

Provide your business name, contact information, and other details.

4

Activate and Start Saving

Savings and perks will reflect the business account policies of your local store.

Note: Availability of services and credit terms may vary by store. Check with your local Ace retailer for details.

Why Contractors Use Finturf for Financing

While Ace Hardware contractor discounts help reduce your material expenses, Finturf’s financing solutions make it easier to land bigger jobs by offering your customers flexible payment options. With financing available for a range of credit types, you can serve more clients — without waiting on full upfront payments.

Three steps. That's it.

One app, zero friction.

A single soft-pull for the homeowner. Dozens of lenders behind it. No credit impact to prequalify.

One app, zero  friction.

Real-time decisions.

Present offers from the largest home improvement financing network in the United States.

Real-time  decisions.

Direct to the contractor.

Install the project and get paid directly.

Direct to the  contractor.

Ace Hardware Contractor Discount FAQs

What is the Ace Hardware contractor discount?

It’s custom pricing, potential volume discounts, and services available to business account holders at participating Ace stores.

What is the Ace Rewards Program?

The Ace Rewards Program allows you to earn points on qualifying purchases at participating stores. You can connect your Ace Rewards number to your business account. We recommend reviewing the full terms, as rewards can’t be used on lumber, building materials, and other excluded items.

Can I manage my Ace account online?

Yes. Once enrolled, you can view purchase history and manage users in the business portal.

Does Ace Hardware offer credit or invoicing for businesses?

Yes, some locations offer net 30 or custom invoicing options. Availability is store-specific.

Can I combine rewards with other coupons or promo codes?

Some restrictions and exclusions apply, but rewards can be used with other offers unless the other offer’s terms prohibit it.